Can you receive calls and answer and talk on it

You can swipe to answer. But the watch does not have a speaker on it. You'll still need to use your phone to talk. The Samsung Active 2 has the ability to talk using WIFI or Bluetooth.

Can i use this smartwatch on a Verizon plan ?

You can use it with your Verizon smartphone. However, you cannot get a cell plan for this watch. It works via your phone's Bluetooth connection.

Does yhe watch have the ability to use NFC for google or samsung pay?

Yes you can make payments via NFC for Samsung pay only.

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