Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age Paperback – 2 Jan. 2007

A book to make your life better both now and in the future. It's definitely worth your time to read.

You'll learn how to reduce debt, save money and invest it, why becoming a great employee matters and, ultimately, how you can live a rich live today (hint: the things that bring us joy in life are usually free).I am 29 and I benefited tremendously from reading this book. This book packs advice for people of all ages. It's worth reading and sharing your newly acquired knowledge with others.

OK, true, I have not yet implemented any of Mr. Bach's advice but that is only because I have not yet come to the end of the book. "And yet you feel confident about giving it 4 stars?" you might ask, and my response would be a resounding "YES!" because here is the thing: Mr. Bach is at least giving me HOPE. I have a birthday coming up which will put me officially in my 40's. For most people-financial advisors and "laymen" alike-I'm doomed to living in a cardboard box in my old age because I have no children to mooch off of!I agree with the above reviewer that bonds are perhaps a bit TOO "conservative" for someone starting late, but, really, better "conservative" than "suicidal", ESPECIALLY for people starting late, no? I also agree that starting abusiness is tough work. I know this because I have almost always worked for myself, but the aim of the excercise, I think, is what the "Rich Dad, Poor Dad" series also seems to be saying which is that ultimately you have others working for you. Working for yourself, whether it is a one man operation or the owner of a small business with employees-is not for everyone. It is certainly not for the faint of heart, to my mind! :):):) There is, indeed, a certain personality that not only thrives working this way but wouldn't have it any other way. What the above reviewer seems to forget is that not all of us work for corporate America directly. When you are out of the "mainstream' and/or only deal with it indirectly, it's not that it is harder to save money necessarally, but you may need to be a bit more "proactive"-especially if you are "starting late"-and you can certainly be heartily discouraged because you simply do not have the "language" or "knowledge" that the MBA's do.Mr. Bach knows this. He writes in a very "conversational" style which is non-threatening enough to be almost soothing...He makes no bones about the fact that, yes, if you started late there is a bit more work involved than if you had started straight out of college, say, but he does not harangue you for it either (like some authors I have read, sad to say). He tries to make, not only his explanations, but the processes he outlines as simple as possible, WITHOUT "dumbing it down" and patronizing the reader, which is refreshing, and he gives real live contact information which is invaluable because most of the frustration for us non business types is not that we do not know what to do (save and invest) but we do not know where to GO to do it! And, believe me, as soon as you express interest in investing, everyone, and I mean EVERYONE, seems to feel qualified to tell you where to put your money!My only qualm is that, though I am an American citizen (and an EU citizen as well...thanks, Dad!), I do not live in the States at present and so might have to work even a bit harder than others my age following Mr. Bach's advice. No matter...I have my five year plan forming in my head as I write...:):):)Bottom line: If you feel like it is "too late" for you, do not despair! Make your first "investment" Mr. Bach's excellent book!

There is not much to say. Everything that he said it's right and I'm willing to start now. Thanks again

David Bach always has good tips and ideas for saving money. I highly reccomend any of his books. Now to put it into practice!

The automated savings part etc could apply in most places but large parts of the book are dedicate to US pension schemes so no a relevant read for the rest of the world.

A good read upto 50 years old

It is never too late to achieve wealth, it just takes some planning and persistance, no matter what your background or current situation.